Green loans
benefit-icon1

Get what you need

Choose our secured loan option to borrow up to $70,000.

benefit-icon2

Quick & easy

Get a personalised rate in as little as 2 minutes.

benefit-icon3

No ongoing fees

Never pay any monthly or early repayment fees.

benefit-icon4

Credit score safe

Getting a quote won’t affect your credit score.

Your green loan repayment calculator

Use a green loan for your next environmentally friendly purchase or project!

Learn more
$/Fortnight

$6,112
Total repayment (inc. interest and fees)
$1,111.67
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

How it works

It’s easy to apply for a personal loan to consolidate debt with SocietyOne.

number-1-icon

Get Your Rate

In as little as 2 minutes we’ll give you a rate based on your credit profile.

number-2-icon

Apply Online

It only takes 5 minutes for most people to complete their online application.

number-3-icon

Get Your Funds

Once approved, we’ll have the funds in as little as 1 business day.

Personal loans made easy

PersonalLoansMadeEasy4

Save on interest

You could significantly reduce the amount of interest you pay over the lifetime of multiple debts by consolidating into one easy to manage payment.

debt-con

Simplify your debts

You could consolidate debts into a single repayment or pay for expenses like an energy efficient project that would be difficult to pay off with a credit card.

PersonalLoansMadeEasy3

Pay it off sooner

We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!

The right loan for you

With great rates, flexible loan terms and repayment options, plus no monthly or early repayment fees you’ll have no trouble finding a loan to suit you.

Wondering about the difference between secured and unsecured is? In our helpful guide we get into the nitty gritty about both of these loan types to help you understand more and make it easier to choose the loan type that’s best for you.

Loan details
Secured loans
Unsecured loans
Interest ratesFrom 8.20% p.aFrom 9.20% p.a.
Comparison ratesFrom 8.27% p.a.*From 9.20% p.a.*
Amount you can borrow$5,000 to $70,000$5,000 to $50,000
Loan terms2, 3, 5 or 7 years2, 3, 5 or 7 years
Repayment frequencyFortnightly or monthlyFortnightly or monthly
Asset securityYes, you will need to provide an eligible asset as securityNo security required
Monthly feesNoneNone
Early repayment feesZeroZero
Hidden feesZilchZilch

Why get a personal loan?

If you want to significantly reduce the amount of interest you incur over the lifetime of multiple debts, or you’re tired of managing several debt repayments at once, debt consolidation may be a good option for you.

Using a secured or unsecured personal loan from SocietyOne for debt consolidation can make budgeting easier, so you only need to keep track of one regular payment and could save you money thanks to our great low rates. Plus, with SocietyOne there are no early repayment fees, so you can pay off your debt faster and without penalty.

debt-con-l

Whether you’re planning to extend your family home, are getting your house ready to put on the market or are wanting to spruce up an existing bathroom or living space, a SocietyOne home renovation loan can be a great way to fund your home renovation.

You can avoid adding to your mortgage and incurring additional interest over 10, 15 or 25 years, and with great low rates of our personal loans and no fees on extra repayments, you could increase your cost savings.

renovate

Avoid missing out on all the best travel deals by using a SocietyOne personal loan to fund your next holiday.

Secure your flights, accommodation and other big-ticket holiday expenses early and increase your cost savings with our low interest rate.

Pay off your personal loan easily with one regular payment and enjoy the great benefits of no monthly or early payment fees.

holiday-l

Get that new car feeling with a SocietyOne unsecured personal loan for your next car purchase. Our fixed rates make a personal loan a good alternative to a traditional car loan, plus:

• With the unsecured option you don’t need to use the car as security on the loan.

• There is no limit to the age of the car, as long as it meets the minimum asset value required if you choose the secured option.

• Choose a secured loan option to increase the borrowed amount up to $70,000

• Borrow more than the car’s purchase amount for on road fees or even debt consolidation.

couple-car

Pay for the big expenses like the venue, catering, the dress and even the honeymoon with our personal loans, and begin paying them off before the wedding day, plus:

• Budgeting is easier with one regular payment

• Our great low interest rates mean you could save money on fees and interest

• No monthly or early repayment fees and costs mean you could pay your debt off sooner!

pl-type-img-2

Using a SocietyOne unsecured personal loan for school or higher education fees gets an A+.

• Our personal loans don't have early repayment costs, which means you can pay off the loan early without a termination fee

• Our low interest rates mean you could save money on fees and interest

• They’re unsecured so you can include the expense of uniforms, books and other study material

pl-type-2

Have some more questions?

Our support team is here to help.


Award winning personal loans

PLAwardList
PLAwardList

Resource Centre


What are the new credit reporting rules for financial hardship?
Personal Finance

What are the new credit reporting rules for financial hardship?

Read Article

How a personal loan can help you when you need it
Personal Finance

How a personal loan can help you when you need it

Read Article

5 things to do before you apply for a personal loan
Personal Finance

5 things to do before you apply for a personal loan

Read Article

CREDIT SCORE

Be in the know

Banks and lenders know your credit score, and so should you. Find out about your score, how it all works and how you can improve it.

Unlimited Access

Track Your Progress

Improve Your Score

familyScore

Don't just take our word for it...

starRating