travel loan
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Get what you need

Choose our secured loan option to borrow up to $70,000.

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Quick & easy

Get a personalised rate in as little as 2 minutes.

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No ongoing fees

Never pay any monthly or early repayment fees.

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Credit score safe

Getting a quote won’t affect your credit score.

Your loan repayment calculator

Applying for a personal loan for your next adventure with SocietyOne is quick and easy.

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$/Fortnight

$6,112
Total repayment (inc. interest and fees)
$1,111.67
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

How it works

It’s easy to apply for a personal loan to consolidate debt with SocietyOne.

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Get Your Rate

In as little as 2 minutes we’ll give you a rate based on your credit profile.

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Apply Online

It only takes 5 minutes for most people to complete their online application.

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Get Your Funds

Once approved, we’ll have the funds in as little as 1 business day.

Personal loans made easy

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Consolidate your debts

Consolidate your debts into a single repayment or pay for expenses that may be difficult to pay off with a credit card.

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Flexible options

Choose between secured or unsecured loan options, up to 7 year loan terms and monthly or fortnightly repayments.

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Pay it off sooner

We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!

The right loan for you

With great rates, flexible loan terms and repayment options, plus no monthly or early repayment fees you’ll have no trouble finding a loan to suit you.

Wondering about the difference between secured and unsecured is? In our helpful guide we get into the nitty gritty about both of these loan types to help you understand more and make it easier to choose the loan type that’s best for you.

Loan details
Secured loans
Unsecured loans
Interest ratesFrom 8.20% p.aFrom 9.20% p.a.
Comparison ratesFrom 8.27% p.a.*From 9.20% p.a.*
Amount you can borrow$5,000 to $70,000$5,000 to $50,000
Loan terms2, 3, or 5 years2, 3, or 5 years
Repayment frequencyFortnightly or monthlyFortnightly or monthly
Asset securityYes, you will need to provide an eligible asset as securityNo security required
Monthly feesNoneNone
Early repayment feesZeroZero
Hidden feesZilchZilch

Why get a personal loan?

If you want to significantly reduce the amount of interest you incur over the lifetime of multiple debts, or you’re tired of managing several debt repayments at once, debt consolidation may be a good option for you.

Using a secured or unsecured personal loan from SocietyOne for debt consolidation can make budgeting easier, so you only need to keep track of one regular payment and could save you money thanks to our great low rates. Plus, with SocietyOne there are no early repayment fees, so you can pay off your debt faster and without penalty.

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Whether you’re planning to extend your family home, are getting your house ready to put on the market or are wanting to spruce up an existing bathroom or living space, a SocietyOne home renovation loan can be a great way to fund your home renovation.

You can avoid adding to your mortgage and incurring additional interest over 10, 15 or 25 years, and with great low rates of our personal loans and no fees on extra repayments, you could increase your cost savings.

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Avoid missing out on all the best travel deals by using a SocietyOne personal loan to fund your next holiday.

Secure your flights, accommodation and other big-ticket holiday expenses early and increase your cost savings with our low interest rate.

Pay off your personal loan easily with one regular payment and enjoy the great benefits of no monthly or early payment fees.

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Get that new car feeling with a SocietyOne unsecured personal loan for your next car purchase. Our fixed rates make a personal loan a good alternative to a traditional car loan, plus:

• With the unsecured option you don’t need to use the car as security on the loan.

• There is no limit to the age of the car, as long as it meets the minimum asset value required if you choose the secured option.

• Choose a secured loan option to increase the borrowed amount up to $70,000

• Borrow more than the car’s purchase amount for on road fees or even debt consolidation.

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Pay for the big expenses like the venue, catering, the dress and even the honeymoon with our personal loans, and begin paying them off before the wedding day, plus:

• Budgeting is easier with one regular payment

• Our great low interest rates mean you could save money on fees and interest

• No monthly or early repayment fees and costs mean you could pay your debt off sooner!

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Using a SocietyOne unsecured personal loan for school or higher education fees gets an A+.

• Our personal loans don't have early repayment costs, which means you can pay off the loan early without a termination fee

• Our low interest rates mean you could save money on fees and interest

• They’re unsecured so you can include the expense of uniforms, books and other study material

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Have some more questions?

Our support team is here to help.


Award winning personal loans

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Resource Centre


Top 5 tips to conquer your holiday debt
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Top 5 tips to conquer your holiday debt

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Nov 1st, 2021

6 ways to build a better holiday season budget

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Thinking of caravanning? Here’s how to plan the perfect trip
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Thinking of caravanning? Here’s how to plan the perfect trip

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