Manage your loan on the move
View your balance, make extra payments and more, with the SocietyOne app
Personal loans made for everyone
Comparison rates from as low as 5.45% p.a.*
56,000+ people trust SocietyOne
The SocietyOne difference
Personalised rates
Our rates are based on your unique credit history, so you get a deal tailored to you. Borrow as little as $5,000 or as much as $70,000.
Flexible options
Choose between secured or unsecured loan options, terms up to 7 years and monthly or fortnightly repayments.
Easy application
Our application process is 100% online. Apply in as little as 5 minutes and once approved, have the funds in your account as soon as 1 business day.
No monthly or early repayment fees
We’re always up front with our pricing. We don’t charge ongoing fees or have any penalties for paying off your personal loan early.
How it works
Get your personal loan in 3 easy steps
Get your rate
Find out your rate in 2 minutes based on your unique credit history.
Apply online
It only takes 5 minutes for most people to complete their online application.
Get your funds, fast!
Once approved, you’ll have the funds in as little as 1 business day.
Get your rate
Find out your rate in 2 minutes based on your unique credit history.
Apply online
It only takes 5 minutes for most people to complete their online application.
Get your funds, fast!
Once approved, you’ll have the funds in as little as 1 business day.
Secured vs unsecured
We offer both secured and unsecured loans depending on your needs.
Loan calculator
Choose your loan amount and see what your repayments will be.
How we compare
See how our rates compare against the big banks
Don't just take our word for it...
"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
March 2021
"Such an easy process to apply for my personal loan. From the start of the application to when the funds were in my bank was only a matter of a few days. Great service, would highly recommend”
Product Review
February 2021
“Cant speak highly enough of society one. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
March 2021
"Such an easy process to apply for my personal loan. From the start of the application to when the funds were in my bank was only a matter of a few days. Great service, would highly recommend”
Product Review
February 2021
“Cant speak highly enough of society one. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
March 2021
“Very speedy service fantastic people to deal with. Highly recommend society one for a personal loan. I am very impressed with them and will use them again if need be in the future”
Product Review
February 2021
“Cant speak highly enough of society one. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
March 2021
“Very speedy service fantastic people to deal with. Highly recommend society one for a personal loan. I am very impressed with them and will use them again if need be in the future”
Product Review
February 2021
“Society one is a refreshing new way of doing banking. From my application through to draw down the process was streamlined and timely, as advertised. No hesitation in recommending their services.”
March 2021
"Process extremely easy and speedy. Staff great to work with and kept updated consistently throughout whole process."
March 2021
"Such an easy process to apply for my personal loan. From the start of the application to when the funds were in my bank was only a matter of a few days. Great service, would highly recommend”
Product Review
February 2021
“Cant speak highly enough of society one. They approached our application with reasonable thought and actually took notice of affordability not just debits from accounts. Nothing seems to be too much problem with this company. Highly recommend.”
March 2021
“Very speedy service fantastic people to deal with. Highly recommend society one for a personal loan. I am very impressed with them and will use them again if need be in the future”
Product Review
February 2021
“Society one is a refreshing new way of doing banking. From my application through to draw down the process was streamlined and timely, as advertised. No hesitation in recommending their services.”
March 2021
Frequently Asked Questions
Things to consider before getting a personal loan.
Who can apply for a secured or unsecured personal loan?
What will I need for my loan application?
Are there any fees?
How much can I borrow, and for how long?
What's the difference between a secured personal loan & an unsecured personal loan?
What are the interest rates?
Ready to get started?
Getting a quote won't affect your credit score.