Personal loans made for everyone

Comparison rates from as low as 5.95% p.a.*

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56,000+ people trust SocietyOne

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Choose a personal loan that fits you

We’ve got a loan option that’s right for you.

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Debt consolidation

Enjoy the simplicity of a single repayment

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Home renovation

Make your house, your home

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Car loans

Get that new car feeling with a great deal

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Holiday loans

Avoid missing out on the best travel deals

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Wedding

Take the stress out of your big day

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Student loans

Cover your education fees and expenses

The SocietyOne difference

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Our rates are based on your unique credit history, so you get a deal tailored to you. Borrow as little as $5,000 or as much as $70,000.

Choose between secured or unsecured loan options, terms up to 7 years and monthly or fortnightly repayments.

Our application process is 100% online. Apply in as little as 5 minutes and once approved, have the funds in your account as soon as 1 business day.

We’re always up front with our pricing. We don’t charge ongoing fees or have any penalties for paying off your personal loan early.

How it works

Get your personal loan in 3 easy steps

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Get your rate

Find out your rate in 2 minutes based on your unique credit history.

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Apply online

It only takes 5 minutes for most people to complete their online application.

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Get your funds, fast!

Once approved, you’ll have the funds in as little as 1 business day.

Find out your rate in 2 minutes based on your unique credit history.

It only takes 5 minutes for most people to complete their online application.

Once approved, you’ll have the funds in as little as 1 business day.

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Secured vs unsecured

We offer both secured and unsecured loans depending on your needs.

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Loan calculator

Choose your loan amount and see what your repayments will be.

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How we compare

See how our rates compare against the big banks

Don't just take our word for it...

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Frequently Asked Questions

Things to consider before getting a personal loan.

Who can apply for a secured or unsecured personal loan?

What will I need for my loan application?

Are there any fees?

How much can I borrow, and for how long?

What's the difference between a secured personal loan & an unsecured personal loan?

What are the interest rates?

Manage your loan on the move

View your balance, make extra payments and more, with the SocietyOne app

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Ready to get started?

Getting a quote won't affect your credit score.