The SocietyOne Blog

Your go-to resource for all things personal finance.

How a personal loan can help you when you need it

How a personal loan can help you when you need it

Personal Finance

How a personal loan can help you when you need it

Personal loans can help achieve some big financial - and of course, personal - goals in life.

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What are the new credit reporting rules for financial hardship?

What are the new credit reporting rules for financial hardship?

Personal Finance

What are the new credit reporting rules for financial hardship?

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5 things to do before you apply for a personal loan

5 things to do before you apply for a personal loan

Personal Finance

5 things to do before you apply for a personal loan

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Let’s bust five big money myths

Let’s bust five big money myths

Personal Finance

Let’s bust five big money myths

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Five budget approaches and how they work

Five budget approaches and how they work

Personal Finance

Five budget approaches and how they work

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10 Christmas gifts that won't break the bank

10 Christmas gifts that won't break the bank

Why it pays to check your credit score regularly

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A practical guide to obtaining a personal loan

A practical guide to obtaining a personal loan

Personal Finance

A practical guide to obtaining a personal loan

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Top tips for saving money… from people who work in finance

Top tips for saving money… from people who work in finance

Personal Finance

Top tips for saving money… from people who work in finance

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The 5 benefits of consolidating your debt

The 5 benefits of consolidating your debt

Debt Consolidation

The 5 benefits of consolidating your debt

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5 lessons we can all learn from 2021

5 lessons we can all learn from 2021

Personal Finance

5 lessons we can all learn from 2021

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Top 5 tips to conquer your holiday debt

Top 5 tips to conquer your holiday debt

Top 5 tips to conquer your holiday debt

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How to get a car loan

How to get a car loan

How to get a car loan

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You put Christmas on BNPL - now what?

You put Christmas on BNPL - now what?

• Dec 21st, 2021

You put Christmas on BNPL - now what?

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7 fun low-cost hobbies to take up in 2022

7 fun low-cost hobbies to take up in 2022

Personal Finance

• Dec 21st, 2021

7 fun low-cost hobbies to take up in 2022

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5 ways to build your credit score

5 ways to build your credit score

5 ways to build your credit score

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5 New Year’s (financial) resolutions to kick 2022 off right

5 New Year’s (financial) resolutions to kick 2022 off right

5 New Year’s (financial) resolutions to kick 2022 off right

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How To Better Manage Your Money In The Lead Up To Christmas

How To Better Manage Your Money In The Lead Up To Christmas

Personal Finance

• Nov 24th, 2021

How To Better Manage Your Money In The Lead Up To Christmas

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10 Christmas gifts that won’t break the bank

10 Christmas gifts that won’t break the bank

Personal Finance

• Nov 24th, 2021

10 Christmas gifts that won’t break the bank

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7 handy credit card tips for a stress-free summer

7 handy credit card tips for a stress-free summer

Personal Finance

• Nov 11th, 2021

7 handy credit card tips for a stress-free summer

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6 ways to build a better holiday season budget

6 ways to build a better holiday season budget

• Nov 1st, 2021

6 ways to build a better holiday season budget

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Don’t make do, make awesome

Don’t make do, make awesome

Personal Finance

Don’t make do, make awesome

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Thinking of caravanning? Here’s how to plan the perfect trip

Thinking of caravanning? Here’s how to plan the perfect trip

Thinking of caravanning? Here’s how to plan the perfect trip

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Putting the positive into comprehensive credit reporting

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What Is Your Credit Score And What You Can Do To Improve It

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Good and bad habits that affect your credit score

Good and bad habits that affect your credit score

Good and bad habits that affect your credit score

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5 Easy Steps On How To Improve Your Credit Score Quickly

5 Easy Steps On How To Improve Your Credit Score Quickly

5 Easy Steps On How To Improve Your Credit Score Quickly

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How to financially handle unexpected illness or injury

How to financially handle unexpected illness or injury

Personal Finance

How to financially handle unexpected illness or injury

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What is a secured loan?

What is a secured loan?

Personal Finance

What is a secured loan?

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What is debt negotiation?

What is debt negotiation?

Personal Finance

What is debt negotiation?

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BNPL vs credit cards: The great debate

BNPL vs credit cards: The great debate

Personal Finance

BNPL vs credit cards: The great debate

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How to get your finances in order before EOFY

How to get your finances in order before EOFY

Personal Finance

How to get your finances in order before EOFY

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how-to-plan-for-your-dream-holiday

how-to-plan-for-your-dream-holiday

How To Plan For Your Dream Holiday

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Recovering Financially After Bankruptcy

Recovering Financially After Bankruptcy

Personal Finance

Recovering Financially After Bankruptcy

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5 Tips for Creating the Ultimate Outdoor Entertaining Area

5 Tips for Creating the Ultimate Outdoor Entertaining Area

Home Renovation

5 Tips for Creating the Ultimate Outdoor Entertaining Area

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Personal Finance

How to tackle your to-do list and make things happen

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Secured vs unsecured car loans: Which is right for you?

Secured vs unsecured car loans: Which is right for you?

Secured vs unsecured car loans: Which is right for you?

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Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Personal Finance

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

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Three ways to manage your finances in the lead-up to your wedding

Three ways to manage your finances in the lead-up to your wedding

Three ways to manage your finances in the lead-up to your wedding

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How your credit score can impact your Home Loan application

How your credit score can impact your Home Loan application

How your credit score can impact your Home Loan application

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Financial Literacy 101: What Afterpay means for your credit score

Financial Literacy 101: What Afterpay means for your credit score

Financial Literacy 101: What Afterpay means for your credit score

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Personal Finance

How To Plan And Achieve Your Financial Goals For The Future

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Personal Finance

• Sep 7th, 2021

13 Festive Christmas Food Ideas That Will Save Your Wallet

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How do the banks see you?

How do the banks see you?

Personal Finance

How do the banks see you?

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Personal Finance

4 Great Tips On How To Teach Kids About Money

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Personal Finance

The 50/30/20 Budgeting Rule Explained

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Spend smarter and save on your kids’ education

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9 ways to improve your credit score

9 ways to improve your credit score

9 ways to improve your credit score

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Home Renovation

Making the most of small spaces

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Home Renovation

How to prepare your home for weather

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How to prep your finances this home reno season

How to prep your finances this home reno season

Home Renovation

How to prep your finances this home reno season

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9 Tips On How To Save Money When Travelling

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Personal Finance

The Time is Now

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Home Renovation

Adding value to your property

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Personal Finance

Kick-Start Your New Year's Resolution by Getting Your Finances in Order

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How to use a loan to consolidate your debts

How to use a loan to consolidate your debts

Debt Consolidation

How to use a loan to consolidate your debts

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Prep your finances for a new car this EOFY

Prep your finances for a new car this EOFY

Prep your finances for a new car this EOFY

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Tax time 2021: Everything you need to know

Tax time 2021: Everything you need to know

Personal Finance

• May 31st, 2021

Tax time 2021: Everything you need to know

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How to Afford Attending a Wedding on a Budget

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What the 2021-22 Federal Budget means for your money

What the 2021-22 Federal Budget means for your money

Personal Finance

• May 13th, 2021

What the 2021-22 Federal Budget means for your money

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Personal Finance

Finding Financial Freedom

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Home Office & Work From Home Expenses

Home Office & Work From Home Expenses

Personal Finance

Home Office & Work From Home Expenses

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Home Renovation

The $50k home makeover plan that may change your life

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Personal Finance

Personal Loans for IVF Treatment on the Rise in Australia

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Learn The Differences On All Types Of Personal Loans

Learn The Differences On All Types Of Personal Loans

Personal Finance

Learn The Differences On All Types Of Personal Loans

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Personal Finance

8 Tips On Deciding When To Refinance Your Home Loan

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Why holidays are a sound life investment

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Saving Money & Securing Your Finances in 2020

Saving Money & Securing Your Finances in 2020

Personal Finance

• Mar 10th, 2021

Saving Money & Securing Your Finances in 2020

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Personal Finance

• Mar 10th, 2021

The Best Ways On How To Save And Spend Your Tax Return Effectively

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Personal Finance

• Mar 10th, 2021

Holiday Budgeting Tips

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A Guide on Whether to Relocate or Renovate?

A Guide on Whether to Relocate or Renovate?

Home Renovation

A Guide on Whether to Relocate or Renovate?

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Personal Finance

5 Hacks For Overcoming Your Impulse Buying

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Personal Finance

New lease of life for Brian

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Personal Finance

Portrait of a Procrastinator

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Home Renovation

12 Tips For Your Next Home Colour Revamp

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Home Renovation

5 Home projects you can do yourself

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What to consider when budgeting for travel

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Smart Ways to Save Money on Your Wedding

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Personal Finance

Making a house a home

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Home Renovation

Home renovations for sustainable living

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Personal Finance

Comparing apples with apples

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Japanese Kakeibo Budget

Japanese Kakeibo Budget

Personal Finance

Japanese Kakeibo Budget

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Personal Finance

Make sure your Christmas card doesn’t come with bill shock

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Budget Friendly Travel Ideas

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Debt Consolidation

5 Tips For Supercharging Your Debt Repayments

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Personal Finance

Money and Relationships

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Personal Finance

Lemons to lemonade - how Marty made it happen.

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Personal Finance

Budgeting For Gifting

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Personal Finance

To all the weekends of wedding season

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Personal Finance

What is Your Spending Personality?

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Home Renovation

The Costs Of Home Renovation

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How to Avoid Overspending This Silly Season

How to Avoid Overspending This Silly Season

Personal Finance

How to Avoid Overspending This Silly Season

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The Quest For The Perfect Wedding

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Debt Consolidation

The 4 Hidden Dangers of Balance Transfer Cards

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Personal Finance

3 Tips To Consider When Buying Your First Home

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Solo Travel Tips & Advice

Solo Travel Tips & Advice

Solo Travel Tips & Advice

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What Are Responsible Lending Obligations And How They Help You

What Are Responsible Lending Obligations And How They Help You

Personal Finance

What Are Responsible Lending Obligations And How They Help You

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Choosing the right post pay option for funding a holiday getaway

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Home Renovation

Where to Skimp and Where to Save on Home Renovation

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Debt Consolidation

Is Debt Consolidation The Best Debt Solution For You?

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Debt Consolidation

What Is Debt Consolidation And How It Can Help With Paying Off Debts

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Six considerations for financing your new wheels

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Debt Consolidation

How To Manage Debt Repayment With Debt Consolidation

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Home Renovation

Six cheap as chips decorating solutions for the broke homemaker

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Personal Finance

Personal Loans vs Payday Loans: Choosing The Right Option For You

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What to Consider Before Applying For a Home Renovation Loan

What to Consider Before Applying For a Home Renovation Loan

Home Renovation

What to Consider Before Applying For a Home Renovation Loan

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Personal Finance

Make It Happen.

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Home Renovation

Spring Cleaning Help, Tips and Tricks

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How to Avoid Overcapitalising on Home Renovations

How to Avoid Overcapitalising on Home Renovations

Home Renovation

How to Avoid Overcapitalising on Home Renovations

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How to Future-proof your Next Vehicle Purchase

How to Future-proof your Next Vehicle Purchase

How to Future-proof your Next Vehicle Purchase

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The top credit card mistakes and how to avoid them

The top credit card mistakes and how to avoid them

Personal Finance

The top credit card mistakes and how to avoid them

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Personal Finance

Thinking About Accessing your Superannuation Early?

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How to plan a wedding on a budget

How to plan a wedding on a budget

How to plan a wedding on a budget

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How to keep your family financially secure through a recession

How to keep your family financially secure through a recession

Personal Finance

• Mar 2nd, 2021

How to keep your family financially secure through a recession

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How to financially prepare for your next renovation

How to financially prepare for your next renovation

Personal Finance

How to financially prepare for your next renovation

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Personal Finance

5 money management tips I wish I knew as a 25 year old

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Good debt and how to make it work for you

Good debt and how to make it work for you

Personal Finance

Good debt and how to make it work for you

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What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

Personal Finance

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

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Identity Theft

Identity Theft

Personal Finance

Protecting Yourself From Identity Theft

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Credit Score

Credit Score

How Does Your Credit Score Affect A Personal Loan Application?

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How to Budget When Travelling to Europe

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Information about SocietyOne borrowing rates

The rate advertised above is a comparison rate for a secured personal loan to a Tier 1 borrower. Annual percentage rates range from 8.20% (8.27% p.a. comparison rate) to 23.99% (28.66% p.a. comparison rate). See our Rates and Fees for more information on borrowing rates. An establishment fee applies for most borrowers. Secured personal loan example: for a borrower with excellent credit (Tier 1 borrower), a personal loan of $10,000 over a 3 year loan term, with an interest rate of 8.20% p.a. (comparison rate 8.54% p.a.) and a $545 establishment fee, the monthly repayment would be $314 and the total cost over the life of the loan (including the establishment fee) would be $11,314. SocietyOne personal loans are available for terms of 2, 3, 5 and 7 years. Minimum loan term repayment period is 2 years, maximum loan term repayment period is 7 years.

Information about comparison rates

Comparison rates are designed to allow borrowers to understand the true cost of the loan by taking into account fees and charges, the loan amount and the term of the loan. The SocietyOne comparison rate above is based on a secured fixed rate personal loan of $10,000 over 3 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Information about bank comparison table

All rates in the bank comparison table are based on an unsecured fixed rate personal loan of $10,000 over 3 years. The SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower). See above for more information about SocietyOne borrowing rates. The comparison table does not take into account short term bank promotional rates.
Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.

SocietyOne Australia Pty Limited ACN 151 627 977 holds Australian credit licence no. 423660. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria. Credit scores provided by Broker Services Pty Ltd ACN 609 495 409.

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