The SocietyOne Blog

Your go-to resource for all things personal finance.

How a personal loan can help you when you need it

How a personal loan can help you when you need it

Personal Finance

• Mar 27th, 2022

How a personal loan can help you when you need it

Personal loans can help achieve some big financial - and of course, personal - goals in life.

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Let’s bust five big money myths

Let’s bust five big money myths

Personal Finance

• Mar 9th, 2022

Let’s bust five big money myths

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5 things to do before you apply for a personal loan

5 things to do before you apply for a personal loan

Personal Finance

• Mar 9th, 2022

5 things to do before you apply for a personal loan

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10 Christmas gifts that won't break the bank

10 Christmas gifts that won't break the bank

• Feb 27th, 2022

Why it pays to check your credit score regularly

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Five budget approaches and how they work

Five budget approaches and how they work

Personal Finance

• Feb 27th, 2022

Five budget approaches and how they work

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A practical guide to obtaining a personal loan

A practical guide to obtaining a personal loan

Personal Finance

• Feb 20th, 2022

A practical guide to obtaining a personal loan

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Top tips for saving money… from people who work in finance

Top tips for saving money… from people who work in finance

Personal Finance

• Feb 3rd, 2022

Top tips for saving money… from people who work in finance

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The 5 benefits of consolidating your debt

The 5 benefits of consolidating your debt

Debt Consolidation

• Feb 3rd, 2022

The 5 benefits of consolidating your debt

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Top 5 tips to conquer your holiday debt

Top 5 tips to conquer your holiday debt

• Jan 17th, 2022

Top 5 tips to conquer your holiday debt

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5 lessons we can all learn from 2021

5 lessons we can all learn from 2021

Personal Finance

• Jan 17th, 2022

5 lessons we can all learn from 2021

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How to get a car loan

How to get a car loan

• Jan 11th, 2022

How to get a car loan

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5 ways to build your credit score

5 ways to build your credit score

• Dec 21st, 2021

5 ways to build your credit score

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7 fun low-cost hobbies to take up in 2022

7 fun low-cost hobbies to take up in 2022

Personal Finance

• Dec 21st, 2021

7 fun low-cost hobbies to take up in 2022

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You put Christmas on BNPL - now what?

You put Christmas on BNPL - now what?

• Dec 21st, 2021

You put Christmas on BNPL - now what?

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5 New Year’s (financial) resolutions to kick 2022 off right

5 New Year’s (financial) resolutions to kick 2022 off right

• Dec 21st, 2021

5 New Year’s (financial) resolutions to kick 2022 off right

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How To Better Manage Your Money In The Lead Up To Christmas

How To Better Manage Your Money In The Lead Up To Christmas

Personal Finance

• Nov 24th, 2021

How To Better Manage Your Money In The Lead Up To Christmas

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10 Christmas gifts that won’t break the bank

10 Christmas gifts that won’t break the bank

Personal Finance

• Nov 24th, 2021

10 Christmas gifts that won’t break the bank

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7 handy credit card tips for a stress-free summer

7 handy credit card tips for a stress-free summer

Personal Finance

• Nov 11th, 2021

7 handy credit card tips for a stress-free summer

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Don’t make do, make awesome

Don’t make do, make awesome

Personal Finance

• Nov 1st, 2021

Don’t make do, make awesome

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Thinking of caravanning? Here’s how to plan the perfect trip

Thinking of caravanning? Here’s how to plan the perfect trip

• Nov 1st, 2021

Thinking of caravanning? Here’s how to plan the perfect trip

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6 ways to build a better holiday season budget

6 ways to build a better holiday season budget

• Nov 1st, 2021

6 ways to build a better holiday season budget

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Good and bad habits that affect your credit score

Good and bad habits that affect your credit score

• Oct 27th, 2021

Good and bad habits that affect your credit score

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5 Easy Steps On How To Improve Your Credit Score Quickly

5 Easy Steps On How To Improve Your Credit Score Quickly

• Oct 27th, 2021

5 Easy Steps On How To Improve Your Credit Score Quickly

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• Oct 27th, 2021

What Is Your Credit Score And What You Can Do To Improve It

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• Oct 27th, 2021

Putting the positive into comprehensive credit reporting

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BNPL vs credit cards: The great debate

BNPL vs credit cards: The great debate

Personal Finance

• Oct 25th, 2021

BNPL vs credit cards: The great debate

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How to financially handle unexpected illness or injury

How to financially handle unexpected illness or injury

Personal Finance

• Oct 25th, 2021

How to financially handle unexpected illness or injury

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Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

Personal Finance

• Oct 25th, 2021

Your Questions Answered: Everything You Should Know About Secured Personal Loans, Collateral and Guarantors

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How your credit score can impact your Home Loan application

How your credit score can impact your Home Loan application

• Oct 25th, 2021

How your credit score can impact your Home Loan application

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What is debt negotiation?

What is debt negotiation?

Personal Finance

• Oct 25th, 2021

What is debt negotiation?

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Three ways to manage your finances in the lead-up to your wedding

Three ways to manage your finances in the lead-up to your wedding

• Oct 25th, 2021

Three ways to manage your finances in the lead-up to your wedding

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5 Tips for Creating the Ultimate Outdoor Entertaining Area

5 Tips for Creating the Ultimate Outdoor Entertaining Area

Home Renovation

• Oct 25th, 2021

5 Tips for Creating the Ultimate Outdoor Entertaining Area

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Recovering Financially After Bankruptcy

Recovering Financially After Bankruptcy

Personal Finance

• Oct 25th, 2021

Recovering Financially After Bankruptcy

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How to get your finances in order before EOFY

How to get your finances in order before EOFY

Personal Finance

• Oct 25th, 2021

How to get your finances in order before EOFY

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how-to-plan-for-your-dream-holiday

how-to-plan-for-your-dream-holiday

• Oct 25th, 2021

How To Plan For Your Dream Holiday

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Personal Finance

• Oct 25th, 2021

How to tackle your to-do list and make things happen

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What is a secured loan?

What is a secured loan?

Personal Finance

• Oct 25th, 2021

What is a secured loan?

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Secured vs unsecured car loans: Which is right for you?

Secured vs unsecured car loans: Which is right for you?

• Oct 25th, 2021

Secured vs unsecured car loans: Which is right for you?

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Financial Literacy 101: What Afterpay means for your credit score

Financial Literacy 101: What Afterpay means for your credit score

• Sep 15th, 2021

Financial Literacy 101: What Afterpay means for your credit score

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Personal Finance

• Sep 13th, 2021

How To Plan And Achieve Your Financial Goals For The Future

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How do the banks see you?

How do the banks see you?

Personal Finance

• Sep 7th, 2021

How do the banks see you?

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How to prep your finances this home reno season

How to prep your finances this home reno season

Home Renovation

• Sep 7th, 2021

How to prep your finances this home reno season

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Personal Finance

• Sep 7th, 2021

13 Festive Christmas Food Ideas That Will Save Your Wallet

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• Sep 7th, 2021

9 Tips On How To Save Money When Travelling

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Personal Finance

• Sep 7th, 2021

4 Great Tips On How To Teach Kids About Money

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Personal Finance

• Sep 7th, 2021

The 50/30/20 Budgeting Rule Explained

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Personal Finance

• Sep 7th, 2021

The Time is Now

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Home Renovation

• Sep 7th, 2021

Making the most of small spaces

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• Sep 7th, 2021

Spend smarter and save on your kids’ education

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Home Renovation

• Sep 7th, 2021

How to prepare your home for weather

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9 ways to improve your credit score

9 ways to improve your credit score

• Sep 7th, 2021

9 ways to improve your credit score

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Personal Finance

• Sep 2nd, 2021

Kick-Start Your New Year's Resolution by Getting Your Finances in Order

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Home Renovation

• Sep 2nd, 2021

Adding value to your property

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How to use a loan to consolidate your debts

How to use a loan to consolidate your debts

Debt Consolidation

• Jul 7th, 2021

How to use a loan to consolidate your debts

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Prep your finances for a new car this EOFY

Prep your finances for a new car this EOFY

• Jun 9th, 2021

Prep your finances for a new car this EOFY

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Tax time 2021: Everything you need to know

Tax time 2021: Everything you need to know

Personal Finance

• May 31st, 2021

Tax time 2021: Everything you need to know

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• May 19th, 2021

How to Afford Attending a Wedding on a Budget

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What the 2021-22 Federal Budget means for your money

What the 2021-22 Federal Budget means for your money

Personal Finance

• May 13th, 2021

What the 2021-22 Federal Budget means for your money

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Personal Finance

• Mar 29th, 2021

Finding Financial Freedom

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Home Renovation

• Mar 10th, 2021

The $50k home makeover plan that may change your life

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Saving Money & Securing Your Finances in 2020

Saving Money & Securing Your Finances in 2020

Personal Finance

• Mar 10th, 2021

Saving Money & Securing Your Finances in 2020

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Solo Travel Tips & Advice

Solo Travel Tips & Advice

• Mar 10th, 2021

Solo Travel Tips & Advice

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Debt Consolidation

• Mar 10th, 2021

How To Manage Debt Repayment With Debt Consolidation

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Debt Consolidation

• Mar 10th, 2021

Is Debt Consolidation The Best Debt Solution For You?

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Home Renovation

• Mar 10th, 2021

Spring Cleaning Help, Tips and Tricks

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Personal Finance

• Mar 10th, 2021

8 Tips On Deciding When To Refinance Your Home Loan

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Personal Finance

• Mar 10th, 2021

Personal Loans vs Payday Loans: Choosing The Right Option For You

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Personal Finance

• Mar 10th, 2021

What is Your Spending Personality?

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Personal Finance

• Mar 10th, 2021

The Best Ways On How To Save And Spend Your Tax Return Effectively

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Home Office & Work From Home Expenses

Home Office & Work From Home Expenses

Personal Finance

• Mar 10th, 2021

Home Office & Work From Home Expenses

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Personal Finance

• Mar 10th, 2021

Personal Loans for IVF Treatment on the Rise in Australia

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Learn The Differences On All Types Of Personal Loans

Learn The Differences On All Types Of Personal Loans

Personal Finance

• Mar 10th, 2021

Learn The Differences On All Types Of Personal Loans

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Personal Finance

• Mar 10th, 2021

3 Tips To Consider When Buying Your First Home

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Debt Consolidation

• Mar 10th, 2021

What Is Debt Consolidation And How It Can Help With Paying Off Debts

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Personal Finance

• Mar 10th, 2021

Comparing apples with apples

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How to Future-proof your Next Vehicle Purchase

How to Future-proof your Next Vehicle Purchase

• Mar 10th, 2021

How to Future-proof your Next Vehicle Purchase

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Japanese Kakeibo Budget

Japanese Kakeibo Budget

Personal Finance

• Mar 10th, 2021

Japanese Kakeibo Budget

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Home Renovation

• Mar 10th, 2021

Six cheap as chips decorating solutions for the broke homemaker

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Home Renovation

• Mar 10th, 2021

Home renovations for sustainable living

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Personal Finance

• Mar 10th, 2021

Making a house a home

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• Mar 10th, 2021

Smart Ways to Save Money on Your Wedding

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• Mar 10th, 2021

Six considerations for financing your new wheels

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Personal Finance

• Mar 10th, 2021

Make sure your Christmas card doesn’t come with bill shock

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Debt Consolidation

• Mar 10th, 2021

The 4 Hidden Dangers of Balance Transfer Cards

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What Are Responsible Lending Obligations And How They Help You

What Are Responsible Lending Obligations And How They Help You

Personal Finance

• Mar 10th, 2021

What Are Responsible Lending Obligations And How They Help You

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Debt Consolidation

• Mar 10th, 2021

5 Tips For Supercharging Your Debt Repayments

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• Mar 10th, 2021

What to consider when budgeting for travel

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Home Renovation

• Mar 10th, 2021

Where to Skimp and Where to Save on Home Renovation

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Personal Finance

• Mar 10th, 2021

Holiday Budgeting Tips

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• Mar 10th, 2021

Budget Friendly Travel Ideas

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• Mar 10th, 2021

Choosing the right post pay option for funding a holiday getaway

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Personal Finance

• Mar 10th, 2021

Money and Relationships

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Personal Finance

• Mar 10th, 2021

Budgeting For Gifting

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Home Renovation

• Mar 10th, 2021

5 Home projects you can do yourself

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Home Renovation

• Mar 10th, 2021

12 Tips For Your Next Home Colour Revamp

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Personal Finance

• Mar 10th, 2021

Portrait of a Procrastinator

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Personal Finance

• Mar 10th, 2021

New lease of life for Brian

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Personal Finance

• Mar 10th, 2021

Lemons to lemonade - how Marty made it happen.

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Personal Finance

• Mar 10th, 2021

Make It Happen.

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Home Renovation

• Mar 10th, 2021

The Costs Of Home Renovation

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• Mar 10th, 2021

The Quest For The Perfect Wedding

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Personal Finance

• Mar 10th, 2021

5 Hacks For Overcoming Your Impulse Buying

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Personal Finance

• Mar 10th, 2021

To all the weekends of wedding season

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A Guide on Whether to Relocate or Renovate?

A Guide on Whether to Relocate or Renovate?

Home Renovation

• Mar 10th, 2021

A Guide on Whether to Relocate or Renovate?

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What to Consider Before Applying For a Home Renovation Loan

What to Consider Before Applying For a Home Renovation Loan

Home Renovation

• Mar 10th, 2021

What to Consider Before Applying For a Home Renovation Loan

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How to Avoid Overspending This Silly Season

How to Avoid Overspending This Silly Season

Personal Finance

• Mar 10th, 2021

How to Avoid Overspending This Silly Season

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• Mar 10th, 2021

Why holidays are a sound life investment

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How to Avoid Overcapitalising on Home Renovations

How to Avoid Overcapitalising on Home Renovations

Home Renovation

• Mar 10th, 2021

How to Avoid Overcapitalising on Home Renovations

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Personal Finance

• Mar 2nd, 2021

Thinking About Accessing your Superannuation Early?

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Personal Finance

• Mar 2nd, 2021

5 money management tips I wish I knew as a 25 year old

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How to keep your family financially secure through a recession

How to keep your family financially secure through a recession

Personal Finance

• Mar 2nd, 2021

How to keep your family financially secure through a recession

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How to plan a wedding on a budget

How to plan a wedding on a budget

• Mar 2nd, 2021

How to plan a wedding on a budget

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The top credit card mistakes and how to avoid them

The top credit card mistakes and how to avoid them

Personal Finance

• Mar 2nd, 2021

The top credit card mistakes and how to avoid them

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How to financially prepare for your next renovation

How to financially prepare for your next renovation

Personal Finance

• Mar 2nd, 2021

How to financially prepare for your next renovation

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Good debt and how to make it work for you

Good debt and how to make it work for you

Personal Finance

• Mar 1st, 2021

Good debt and how to make it work for you

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What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

Personal Finance

• Feb 28th, 2021

What You Need to Know About Home Loans, Credit Scores and Your Avocado-Eating Habits

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Credit Score

Credit Score

• Mar 1st, 2020

How Does Your Credit Score Affect A Personal Loan Application?

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Identity Theft

Identity Theft

Personal Finance

• Mar 1st, 2020

Protecting Yourself From Identity Theft

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• Mar 13th, 2019

How to Budget When Travelling to Europe

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Information about SocietyOne borrowing rates

The rate advertised above is a comparison rate for a secured personal loan to a Tier 1 borrower. Annual percentage rates range from 5.45% (5.45% p.a. comparison rate) to 21.49% (22.23% p.a. comparison rate). See our Rates and Fees page for more information on borrowing rates. An establishment fee applies for most borrowers. Secured personal loan example: for a borrower with excellent credit (Tier 1 borrower), a personal loan of $10,000 over a 3 year loan term, with an interest rate of 6.49% p.a. (comparison rate 9.77% p.a.) and a $495 establishment fee, the monthly repayment would be $322 and the total cost over the life of the loan (including the establishment fee) would be $11,578. SocietyOne personal loans are available for terms of 2, 3, 5 and 7 years. Minimum loan term repayment period is 2 years, maximum loan term repayment period is 7 years.

Information about comparison rates

Comparison rates are designed to allow borrowers to understand the true cost of the loan by taking into account fees and charges, the loan amount and the term of the loan. The SocietyOne comparison rate above is based on a secured fixed rate personal loan of $10,000 over 3 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Information about bank comparison table

All rates in the bank comparison table are based on an unsecured fixed rate personal loan of $10,000 over 3 years. The SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower). See above for more information about SocietyOne borrowing rates. The comparison table does not take into account short term bank promotional rates.
Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.

SocietyOne Australia Pty Limited ACN 151 627 977 holds Australian credit licence no. 423660. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria. Credit scores provided by SocietyOne Services Pty Ltd ACN 609 495 409.

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