We are SocietyOne

Australia’s leading digital finance platform


SocietyOne is Australia's leading
digital finance platform

We're on a mission to help our borrowers and investors achieve their goals, and provide both with a better deal.

Finding investors who are looking to get great returns and are proud that their investments are supporting real people, then through our digital lending platform, we help high quality borrowers who are looking to get a better and fairer deal than they’d get from the big banks.


Since our beginning in 2012, we’ve matched investors’ funds with over 35,000 customers and we continue to grow, recently passing $1 billion in lending in January 2021.

With the support of strong shareholders we’ve gone from strength to strength, evolving from a small online start-up to an industry leading scale-up.

We continue to innovate and break barriers to deliver on our mission:

"To provide a better deal for borrowers and investors… one brilliant lending moment at a time."


Part of the MoneyMe Group

SocietyOne is a wholly owned subsidiary of ASX-listed MoneyMe Ltd. Learn more about MoneyMe and the leadership team at MoneyMe’s website.

Award winning personal loans



For Borrowers

Our borrowers are financially savvy! They have some of the best credit profiles going around which means we can offer them a lower rate!

They love how easy it is to apply (we’re 100% online) and getting a quote doesn’t affect their credit score. The process is so simple and quick…our customer team is fantastic too!



For Investors

Our investors love that they can gain access to a proven asset class and the security of a consistent monthly income stream with great returns.

Our unit trust model means the whole investing experience is simplified and fairer, just how investing should be.

for investors

We're Kicking Goals


August We open for business as Australia's first marketplace lender

November We’re voted "Best of Show" at Finovate Asia 2012 for our application technology


January Our loan book reaches $1 million

July Our loan book doubles! We’re now at $2 million


February Westpac Group's Reinventure Fund invests $5 million as part of our Series A capital raising and becomes a major shareholder

March Lending doubles again, reaching $4 million

December We welcome Australian Capital Equity, Consolidated Press Holdings and News Corp Australia as shareholders after our successful Series B $20 million capital raising


February A great start as we pass $20 million in funded loans

July We partner with Veda (now Equifax), to promote getcreditscore.com.au and offer credit scores for free

December KPMG and H2 Ventures ‘Fintech 100 report’ names us as the 37th top financial technology company in the world


April We break through the $100 million barrier of loans funded, a record for an Australian marketplace lender

May We raise a further $25 million in capital from existing and new shareholders, making a total of $55 million since early 2014

December Total originations reach $200 million since our beginning, another record for lending


May We add some trophies to the cabinet winning Innovative Retail Banking Product of the Year at the Australian Retail Banking Awards and Excellence in P2P Lending at the inaugural FinTech Australia awards

October Current loan book passes $200 million, with $350 million in total lending since inception and having helped more than 13,000 customers


January We raise $7.75 million in capital and pass $400 million in originations

May Placed 37th in the AFR Most Innovative Companies award for improvements to our customer application experience

July We launch our own credit scorecard, significantly improving our ability to assess borrower applications

September Total originations passed $500 million


March Passed $600 million in originations Launched whole loan funding for large institutional investors Won Fintech Business Excellence Award (Company) and Lending Innovator of the Year

April We launch a unit trust enabling sophisticated investors to achieve smooth returns

May Place 7th in the AFR Most Innovative Companies award for Banking, Superannuation & Financial Services for our broker channel process and experience

August For our 7th birthday, we celebrate passing $700 million in originations and helping over 30,000 customers

October Awarded Product Review award for personal loans and a Canstar 5 star award

December Capital raise of $15 million to support a $100 million funding warehouse and future growth


March Launched our credit score service, enabling customers to understand, track and improve their credit score

July Passed $900 million in originations

August Placed 2nd in the AFR Top 100 Innovative Companies for our response to COVID-19 hardship


January Passed $1 billion in originations

February Launched secured loans


March SocietyOne joins ASX-listed MoneyMe Group