Personal Loans made easy

Credit made for you

Fast Cash Loans

SocietyOne / Fast Cash Loans


Award winning personal loans


Easily calculate your loan repayments

Getting a personal loan with SocietyOne is quick and easy.

Learn more

Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Fast Cash Loans

Fast cash loans are quickly becoming the go-to credit product among professionals due to their ease of access and quick processing. From 24-hour cash advance loans to online fast cash loans, the lending marketplace has gotten highly competitive with the credit lines they offer.

Not all loans online are created equal, though. When looking for loans online, fast cash payouts should not be the only consideration.

Is it possible to get fast cash loans within an hour?

Not only is it possible to get fast loans processed within the hour, but it’s also a common and legitimate credit practice.

With the rise of online banking, digital lending platforms and credit providers have expanded the limits of traditional lending with 24/7 access to credit. Through website forms and mobile apps, borrowers can now apply for a loan within minutes and get their applications reviewed right away. Loan payouts within the same business day as the application receipt are also becoming a popular benefit of fast cash loans online.

SocietyOne offers these same benefits through both our website and mobile app.

Our mobile app is available on both iOS and Android and includes the same loan products and credit tools that our website has. Registered users can use the same log-in credentials for both platforms, so you won’t need to register your account twice to access your SocietyOne loans.

SocietyOne doesn’t request or solicit sensitive personal information

We send loan payments through user-nominated bank accounts only and will never ask for your bank log-in details or other sensitive banking credentials. If you suspect that someone’s targeting your account or have received emails or text messages from persons claiming to be from SocietyOne, contact us immediately. Do not accept any offers of fast cash loans from these persons without contacting our team first for verification.

Our team can be reached through email at and through phone call at 1300 144 221 or 02 8397 9700. Our phone services are active from Mondays to Fridays, 9.00 a.m. to 5.00 p.m. AEDT.

What is the maximum personal loan amount I can borrow online?

Each credit provider establishes its limits regarding loanable amounts for fast cash loans. These limits may be determined by the borrower’s credit history or preferred loan type. At SocietyOne, our loan limits are based on loan type.

We have two loan types, each with a specific benefit to them.

Unsecured loans

An unsecured loan is most identifiable by its lack of collateral requirement. Some examples are the unsecured car loan and some personal online loans, where you’re not obliged to pledge an existing asset to secure the loan.

Our unsecured loans have a minimum loan amount of $5,000 that’s payable within at least two years. The maximum loanable amount, meanwhile, is $50,000. Borrowers can also opt for three-year or five-year terms for unsecured fast cash loans.

Secured loans

Secured loans are the more standard loans, as they’re similar to traditional long-term bank loans. The secured loan requires collateral as loan security, allowing the credit provider to offer more attractive comparison rate options or term lengths to the borrower.

Green loans, holiday loans, and motorbike loans are popular examples of secured loans. At SocietyOne, secured loans have the same minimum as unsecured ones but have a higher loan limit of $70,000. In addition to the two-, three-, and five-year term lengths, secured loans also have a seven-year term option.

If you’re interested in a secured loan, our team may request proof of ownership for pledged assets. Please have these documents in order when applying for our secured loan products for a smoother application process.

Can I get small loans even without credit?

There are credit providers that cater specifically to offering fast cash loans to credit-free borrowers or those with less than average credit scores.

Word of caution, however: always ask if there are any hidden fees and charges before committing to a loan agreement. SocietyOne declares all of the fine print regarding loan fees and interests on our website and mobile app: we do not have early repayment fees or monthly fees for scheduled fortnightly or monthly payments.

Manage your credit score for better loan opportunities

If you’re wondering where your credit rating stands and how it’ll affect your fast cash loans, this may be the perfect time to check out our Credit Score tool, which allows you to get your credit score for free. It’s powered by Experian, one of the three official credit reporting agencies in the country, and we provide real-time credit score information through their database.

We encourage prospective and current borrowers to join our club and take advantage of the incredible resources it offers. The club offers powerful insights and information that will help you get your credit rating back on track. It’s obligation-free, meaning you don’t have to apply or commit to an easy online loan with us to register your membership.

Discover your new credit partner at SocietyOne

Loans are a powerful financial tool that, when wielded responsibly, can help borrowers seize milestone opportunities and improve their standards of living.

SocietyOne reflects this through diverse credit offerings, like debt consolidation loans and competitive fast cash loans. Through consumer lending, we also offer our clients the option to earn and invest in loans. With straightforward loan terms, robust loan amounts, and effective customer service, SocietyOne has won over clients and critics alike – we have thousands of satisfied borrowers and awards to show for our efforts.

Take advantage of what credit has to offer – apply for fast cash loans with us now.


Don't just take our word for it...