See All FAQs

How do I make a payment with Apple Pay?

You can pay with Apple Pay anywhere contactless payments are accepted, with your iPhone or Apple Watch. You will need to authenticate with either Face ID, Touch ID or your device passcode. You can pay in person or you can use Apple Pay to pay when using apps or Safari online.


Paying in-store with Face ID on iPhone - To pay using Face ID with your iPhone - Double-click the side button and glance at your iPhone to authenticate with Face ID. Hold the top of the iPhone near the contactless reader until you see Done and a checkmark on the iPhone.


Paying in-store with Touch ID on iPhone - Rest your finger on Touch ID to authenticate while holding the top of your iPhone near the contactless reader until you see Done and a checkmark on the iPhone.


Paying in-store using Apple Watch - Double-click the side button on your Apple Watch and hold the display near the contactless reader. Wait until the watch generates a gentle tap. The screen will also display Done and a checkmark.


More information: https://support.apple.com/en-au/HT201239#Stores


Paying when using apps - Look for the buy with Apple Pay icon or choose Apple Pay as your payment method at checkout. Follow the prompts and confirm that your payment, shipping and contact information are all correct. Tap > to change any of the payment information. Use Face ID or Touch ID to confirm your payment with an iPhone or Double Click the side button to confirm payment with an Apple Watch.


Paying when online - For online payments with your Mac with Touch ID, follow the prompts on the Touch Bar and place your finger on Touch ID when prompted to authenticate your payment. For online payments with other Mac models, use Bluetooth to select your iPhone or Apple Watch to authorise payments in Safari. You will need to be signed into the same Apple ID on all devices.


More information: https://support.apple.com/en-au/HT201239#safari


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Information about SocietyOne borrowing rates

The rate advertised above is a comparison rate for a secured personal loan to a Tier 1 borrower. Annual percentage rates range from 8.20% (8.27% p.a. comparison rate) to 24.89% (25.64% p.a. comparison rate). See our Rates and Fees for more information on borrowing rates. An establishment fee applies for most borrowers. Secured personal loan example: for a borrower with excellent credit (Tier 1 borrower), a personal loan of $10,000 over a 3 year loan term, with an interest rate of 8.20% p.a. (comparison rate 8.54% p.a.) and a $545 establishment fee, the monthly repayment would be $314 and the total cost over the life of the loan (including the establishment fee) would be $11,314. SocietyOne personal loans are available for terms of 2, 3, and 5 years. Minimum loan term repayment period is 2 years, maximum loan term repayment period is 5 years.

Information about comparison rates

Comparison rates are designed to allow borrowers to understand the true cost of the loan by taking into account fees and charges, the loan amount and the term of the loan. The SocietyOne comparison rate above is based on a secured fixed rate personal loan of $10,000 over 3 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

Information about bank comparison table

All rates in the bank comparison table are based on an unsecured fixed rate personal loan of $10,000 over 3 years. The SocietyOne rate is the lowest available rate for a borrower with excellent credit (Tier 1 borrower). See above for more information about SocietyOne borrowing rates. The comparison table does not take into account short term bank promotional rates.
Canstar 5-star Rating was awarded on 7th of November 2019 for the Unsecured Loan – Excellent Credit Product for the Unsecured Personal Loan profile.

SocietyOne Australia Pty Limited ACN 151 627 977 holds Australian credit licence no. 423660. Credit is subject to SocietyOne’s standard terms and conditions and lending criteria. Credit scores provided by Broker Services Pty Ltd ACN 609 495 409.

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