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Car Finance Deals

SocietyOne / Car Finance Deals


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Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Car Finance Deals

Take your time to compare different car finance deals to ensure you find the best one for you. It’s easy to find cheap loans in Australia nowadays. However, there’s a lot to consider when comparing car finance options in Australia, such as the interest rates, loan term options, and loan type options.

SocietyOne makes finding and applying for personal online loans fast and easy. Our online loan platform gives you access to a suite of features that can help you choose among the best car finance deals, like checking your credit score, getting a repayment estimate through our personal loans repayment calculator, and more. You can complete the application within five minutes and potentially get the funds in just one business day.

Exploring different car offers in Australia increases your chances of finding the right car loan for your needs.

What are the best car finance deals?

Many factors come into play when it comes to finding the best car loan, which can be overwhelming. But there’s a good chance you’re getting the best deal if your lender gives you the following:

Multiple loan options

The best car finance deal is the one that suits your situation most; opt for lenders who can offer you different loan options to accommodate your needs and preferences in a car loan. SocietyOne, for example, lets you choose between a secured or unsecured car loan. You can borrow from $5,000 to $70,000 with a secured car loan and up to $50,000 under our unsecured car loan option.

No hidden charges

Some lenders make their car loan offers attractive by offering low-interest rates upfront, but then they charge you extra fees in your repayments. Read online reviews and the lender’s terms to see if they are likely to charge hidden fees. SocietyOne maintains transparency in all our transactions, and we’ll never make you pay for extra charges. There are no monthly fees, hidden charges, or early exit fees here.

Flexible repayments

Your monthly repayments depend on your loan term, loan amount, and interest rate. It also determines whether a loan is affordable for you, so opt for a car finance deal that gives you the option to decide your loan conditions. For example, SocietyOne offers you a personalised loan rate based on your desired loan term, loan amount, credit score, and repayment frequency (monthly or fortnightly).

How do I find the best car finance offers?

Not many people realise that there’s a gamut of other car finance deals available outside of traditional banks. To discover other new car finance deals in Australia online, try looking up ‘car financing Sydney’ or ‘lowest car loan interest rates Australia’. Then, short-list the most reputable-looking auto finance lenders from the results and request a quote from them so you can compare them with the other options you have.

You’ll find a comparison table on the SocietyOne platform showing our rates up against those of the big four banks in Australia. Because we use a risk-based pricing mechanism, we can offer competitive deals depending on your unique credit profile. This means that the better your credit score is, the better the car finance deals we can offer you. You can even check your credit score on our platform for free and track its progress as well.

What is a good car loan interest rate?

Having a benchmark for the average car loan interest rates in Australia can help you quickly tell whether a lender is offering you a good deal or not. Here at SocietyOne, you can compare our rates against banks like Commonwealth Bank, Westpac, ANZ and NAB, so you can see for yourself just how competitive our offers are.

In addition, we offer fixed interest rates, so you’ll always know how much your repayments will be. Depending on your credit score, the car you want to get, and your desired loan term – we offer up to five years for an unsecured car loan and seven years for a secured car loan – we can give you a unique rate in just two minutes.

At SocietyOne, you can get the funds you need for a brand new car, a used car, and even a collector’s car model. Unlike car finance deals from other lenders, we can lend you more than the car’s worth to cover additional expenses such as registration fees and car improvements. This improves your chances of getting the car you’ve always dreamed of, instead of settling for a car you don’t love because it’s only what your lender accepts.

Getting started with a SocietyOne loan is easy; just go to our platform and choose from our range of personal loan options such as holiday loans, personal student loans, consolidation loans to pay off loans, and a lot more. Our entire process is online, so you can complete your loan application from anywhere you are in Australia and get the funds quickly as well.

Request a personalised quote from SocietyOne today and find out for yourself why we are a top choice among all the car finance deals in Australia.


Don't just take our word for it...