Everyday spending and saving made easy*.
Zero Fee Spending
Receive your zero fee1 debit card and start spending.
Pay down your loan
Set goals to help pay off your SocietyOne personal loan faster.
Save as you spend
Round up your spending to put towards your savings using the Round-Ups feature.
Make instant savings
Automatically save a percentage of your deposits using Instant Save1 - just set and forget.
Looking for an everyday spending account1 with zero fees2?
With the SpendOne account you can use your debit card to tap or swipe in-store and shop online. You can transfer money from and to other accounts, make fast payments and withdraw cash from ATMs. And with the SocietyOne app, you have visibility over all your transactions, anytime, anywhere. You can even set up time-saving automatic repayments to a SocietyOne personal loan.
Ready to hit your saving goals and create better financial habits? The SaveOne account can help you save more, with less effort!
With our flexible Instant Save option, you can choose to automatically transfer a set percentage of any deposits into yourSpendOne account to your SaveOne account and earn 1% p.a. interest on that money3.
Plus with Round-Ups on everyday spending with your SpendOne account, each time you make a purchase you can put a little extra away in your SaveOne account and watch your savings grow. Download the SocietyOne app to set up InstantSave and Round-Ups to help build your savings.
Create good financial habits and save by paying off debt sooner
Set up an account in minutes
Open your account in just a few minutes and receive your digital debit card instantly so you can start spending today
Customise how you spend and save
Set spending limits, automate savings and personalise round-ups to watch your savings grow
Pat yourself on the back
It feels good to hit your goals and we’ll celebrate with you… earn badges when you hit milestones like paying down your personal loan.
Download the SocietyOne App and open an account today
On a desktop?
Scan this QR code using your phone.
Frequently Asked Questions
Get answers to all your personal finance questions.
1 To open the accounts you must have a mobile device that can access the internet. Other eligibility criteria are set out in the Terms and Conditions, and include that you are an Australian tax resident, are at least 18 years old, and have an Australian mobile number and a valid email address. Refer to Terms and Conditions.
2 Fees may apply for the use of ATMs overseas and are charged by the ATM operator. You may also incur fees on card purchases made in foreign currencies.
3 Interest rates are subject to change. Interest is payable on balances up to a maximum of $50,000.
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Any advice in relation to the SpendOne and SaveOne accounts is general advice only and does not take into account your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate to you, having regard to your circumstances. A Target Market Determination for the SpendOne and SaveOne products is available at https://www.westpac.com.au/about-westpac/innovation/banking-as-a-service/tmd/