Download the SocietyOne App

Making managing your finances easier, wherever, whenever.

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56,000+ people trust SocietyOne

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Manage your loan on the move

You can view your SocietyOne personal loan balance and request loan statements whenever you need it, find out how to make an extra payment, request a pay-out figure and more.

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Get your FREE credit score

Check your credit score in 60 seconds through the app. Once you have your score, you can set up notifications to be notified if there any changes to your score. You can also get tips and insights on how to improve your score.

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Spending and saving made easy

With your SpendOne and SaveOne account at your fingertips you can manage your everyday transactions, set up automated round ups to build your savings and earn 1% interest p.a with your SaveOne account *.

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Download the SocietyOne App and open an account today

On a desktop?

Scan this QR code using your phone.

Frequently Asked Questions

Get answers to all your personal finance questions.

SpendOne and SaveOne accounts are financial products provided by SocietyOne Australia Pty Ltd (ABN 44 151 627 977, Authorised Representative no. 425717 of SocietyOne Investment Management Pty Ltd ACN 604 960 018 AFSL 477365). Accounts and debit cards are issued by Westpac Banking Corporation (ABN 33 007 457 141, AFSL 233714).

  1. To open the accounts you must have a mobile device that can access the internet. Other eligibility criteria are set out in the Terms and Conditions, and include that you are an Australian tax resident, are at least 18 years old, and have an Australian mobile number and a valid email address. Refer to Terms and Conditions.
  2. Fees may apply for the use of ATMs overseas and are charged by the AM operator. You may also incur fees on card purchases made in foreign currencies
  3. Interest rates are subject to change. Interest is payable on balances up to a maximum of $50,000
  4. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.
  5. Google Pay is a trademark of Google LLC.

Any advice in relation to the SpendOne and SaveOne accounts is general advice only and does not take into account your objectives, financial situation or needs. Before acting on any advice, you should consider whether it is appropriate to you, having regard to your circumstances.

A Target Market Determination for the SpendOne and SaveOne products is available at https://www.westpac.com.au/about-westpac/innovation/banking-as-a-service/tmd/