Personal Loans made easy

Credit made for you

Same Day Loans

SocietyOne / Same Day Loans


Award winning personal loans


Easily calculate your loan repayments

Getting a personal loan with SocietyOne is quick and easy.

Learn more

Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Same Day Loans

There’s a reason why same-day loans are so common: they seem like a useful solution for those needing a quick financial boost through urgent loans.

However, as useful as they are, they also come with many risks. At SocietyOne, we offer flexible and secure personal loans that are a great solution to your financial woes.

Are same-day loans also available during the weekends?

It is possible to apply for and get approved for loans even during the weekend with some finance and loan companies. However, there’s no guaranteed approval for same-day loans. In addition, while these offers may seem like a good way to get instant loans online, they may come with hefty interest rates. As a result, maintaining your finances becomes more difficult.

SocietyOne has fast, secure, and flexible loan offers with different loan repayment periods. For those with good credit standing, we make it possible for you to get low-interest personal loans. As soon as your loan application is approved, we’ll provide your funds in your Australian bank account in as little as one business day.

You can easily find out your credit score through our online credit score check powered by Experian, an official credit reporting agency in Australia. Have your driver’s licence or passport on hand, as we’ll need it to verify your identity and access your credit report from Experian. Knowing your credit score makes it easier for you to try out our personal loan repayment calculator for a no-commitment loan quote.

If your credit score is less than ideal, we can help you improve it by providing comprehensive guides and resources through our Credit Score Club. Access exclusive content to help grow your financial literacy and make better financial decisions. Improving your credit score helps SocietyOne present you with a better loan offer – the higher your score, the lower your interest rate.

What paperwork is required by same-day loan lenders?

Most lending companies require the same documents and paperwork to be submitted for loan approval, such as proof of address, proof of identity, and the like. There are some instances where lenders may ask for more documents, like in the case of secured loans. On the other hand, there are some instances where they ask for less documentation, such as with bad credit loans or loans that don’t require any credit checks.

When applying for a personal loan with SocietyOne, here is a list of the documents you’ll be required to present:

  • Personal documents containing name, address, date of birth
  • Passport or driver’s licence
  • Proof of address (such as credit card or utility bill)
  • Proof of income (such as payslips or bank statements)
  • Details about your daily expenses and other debts

For those applying for secured loans, you’ll also be required to present asset details, proof of ownership, and proof of insurance to prove the validity of your asset.

Aside from submitting these documents, SocietyOne has an eligibility criteria for potential customers. Our personal loans are only available to those who meet the following eligibility criteria:

  • At least eighteen years old
  • Australian citizen or permanent resident
  • Earning more than $30,000 per year
  • With good credit standing

Our loan application process takes about five minutes to complete, and you can do everything online – from applying to receiving your funds.

What is the maximum loan amount for same-day cash loans?

The maximum loan amount for same-day cash loans varies depending on the lending company. Some lenders only allow you to borrow as much as $500 to $2,000.

At SocietyOne, the maximum loan amount offered depends on the loan type you choose. We have unsecured loans that allow you to borrow from $5,000 to $50,000, with repayment terms of two, three, or five years.

If you have an eligible asset, you can use it as collateral for a secured loan and borrow as much as $70,000, with loan repayment periods of two, three, five, or seven years.

Our payments are usually collected monthly or fortnightly. Our customer service team is more than happy to help you by providing short-term to medium-term solutions if you have any concerns with your payments. Feel free to reach out to us to explain the situation, and we’re sure we can figure something out.

When you take out a loan with SocietyOne, you’ll be able to enjoy the peace of mind that comes with knowing we keep a fixed interest rate. You will never have to worry about any hidden charges like monthly fees, early repayment fees, or balloon payments. You’ll only have to pay for three things with SocietyOne: the loan principal, the interest rate, and an establishment fee.

Enjoy secure and flexible personal loans with SocietyOne.

Our 100% online lending process makes us accessible to every Australian in the country, which is one of the reasons why we’re the leading digital lending platform. We work very hard to provide our customers with the best personal loans for their specific situations, whether it be debt consolidation, wedding loans, student loans, or the like.

Apply online with us now, and enjoy the many perks of being a SocietyOne customer!


Don't just take our word for it...