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Quick Cash Payday Loans

SocietyOne / Quick Cash Payday Loans


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Getting a personal loan with SocietyOne is quick and easy.

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Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Quick Cash Payday Loans

Quick cash payday loans are useful for people who need fast funds for medical emergencies, groceries, immediate travel expenses, and the like. However, there are many risks associated with these types of loans. Payday loans usually charge higher interest rates and fees due to their quick approval process. This can cause bigger financial problems in the long run if you cannot pay them back on time.

At SocietyOne, we do our best to provide you with fair loan offers and flexible tenures in order to help you manage your finances better. We believe that loans should help and empower your finances instead of making things harder.

What do I need to qualify for fast cash loans?

Eligibility for fast cash loans varies from lender to lender, but typically, you must be at least eighteen years of age and an Australian citizen or permanent resident. You must also show proof of your ability to repay the loan, such as employment records.

Most lenders also require good credit standing. If you’re unsure of your credit score, you can easily run a quick credit check with SocietyOne. Have your driver’s licence or passport on hand, as we’ll need to verify your identity before we can access your credit records and provide insight into your credit score.

If your credit score is less than ideal, we can provide you with ideas for improving it. You can also sign up for our Credit Score Club, which provides our members with comprehensive credit tips and tricks. Improving your credit score will help us offer you better deals on personal loans.

With SocietyOne, the higher your credit score, the lower your interest rate. Choose from two types of personal loans. Unsecured loans range from $5,000 to $50,000, with loan terms of two, three, or five years. If you have an eligible asset, you can use it as collateral for a secured loan, which allows you to borrow up to $70,000, with repayment periods of two, three, five, or seven years.

Can I still apply for online cash loans without a driver’s licence?

Yes, you can. Finance and loan companies require you to provide a driver’s licence because it serves as official proof of your name, address, age, and citizenship. If you don’t have a driver’s licence, lenders like SocietyOne also accept a passport as an official ID.

Aside from your driver’s licence or passport, applying for a personal loan on SocietyOne will also require you to submit other documents, such as:

  • Personal documents stating your name, date of birth, and address
  • Proof of address, such as a utility bill
  • Proof of income, such as a payslip or bank statement
  • Details about your daily expenses and any existing debt

If you’re applying for a secured loan, you’ll also have to submit asset details such as proof of insurance and a registration certificate to qualify.

Whether you’re applying for a bike loan, an unsecured car loan, or a green loan, filling out your application properly and submitting all your required documents is one way that you can help get your loan request approved quickly.

How do I pay back my quick cash loans?

The most common way to pay back your quick cash payday loan is through auto debiting from your bank account. Auto debit payments save you the hassle of manually paying your credit and help avoid late or missed payments. However, you should always check if your bank account has enough funds for the payments; otherwise, you may incur a charge.

Personal loans through SocietyOne are repaid through direct debit. Upon application for a loan, your Australian bank details are requested for two reasons. The first is so we can deposit your funds, and the second reason is to authorise auto debit for your monthly or fortnightly repayments.

If you have any concerns with your payments, please feel free to reach out to our customer support team. We’ll be more than happy to provide you with short to medium-term solutions for your unique situation.

If you want to get a loan quote, you can use our personal loan repayment calculator. You’ll also be able to see a few loan comparison rates when using the calculator. If you find that your loan quote is reasonable, you can fill out an online application form, which takes around five minutes to complete. Once your loan is approved, you can receive your funds in your bank account in as little as one business day.

Enjoy secure personal cash loans today with SocietyOne!

SocietyOne has worked hard to provide thousands of Aussies around the country with funds for their various needs and wants. Whether you need money for emergencies, holidays, debt consolidation, or loan repayment, we can help you.

Our quick online lending application process and streamlined fund transfer make us the leading digital lending platform around!

What’s taking you so long? Come on, and apply for fair and flexible personal loans with SocietyOne!


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