Personal Loans made easy

Credit made for you

Fast Loans Online

SocietyOne / Fast Loans Online


Award winning personal loans


Easily calculate your loan repayments

Getting a personal loan with SocietyOne is quick and easy.

Learn more

Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Fast Loans Online

There are many credit providers and finance platforms that offer fast loans online. From overnight payouts to five-minute loans, there’s a wealth of options for people looking to get fast credit. Because of its convenience and completely online application processes, online loans are quickly becoming the main credit product on the lending market as well.

You’re bound to have questions for your first time with internet loans. Here are some of the common enquiries about fast loans online and some suggestions on how to approach them.

How quickly can I get a loan online?

The exact approval windows for fast online loans are up to your chosen lender, but generally speaking, most credit providers have a 24-hour processing time for fast loans online.

It’s becoming increasingly common for online credit providers to complete application reviews and approvals within a short time frame. Some even disburse money loans online within the hour at the fastest.

At SocietyOne, payouts for your fast loans online could be in your nominated bank account within one business day for successfully approved applications.

Applications for our fast loan online have some general requirements, which are the following:

  • You must be at least eighteen years old.
  • You must be an Australian citizen or permanent resident.
  • You must be earning at least $30,000 per annum.
  • Your credit score is preferably in good standing.

SocietyOne offers both secured and unsecured loans, with a minimum loan amount of $5,000 for both and a maximum of $70,000 and $50,000, respectively. Loan terms come in two-, three-, or five-year options, with an extended seven-year option available for secured loans only.

These options apply to different loan products, like holiday loans, motorbike loans, and personal loans for students.

Individual loan products may have other requirements specific to their loan type. If you have questions about a particular requirement, please peruse our FAQ section or enquire with us directly through email at

Can I still get fast loans online even after work hours?

The beauty of online loaning is that it’s not restricted to traditional banking hours. Many online credit platforms assure their users that they can apply for quick loans from anywhere and at any time of day.

SocietyOne has made the same promise of fast loans online to our clients since we started operating in 2012. Applying for personal online loans through our website or mobile app only takes a few minutes, and we’ll have a personalised offer ready for you within the hour after we’ve received your application.

Our mobile application is available on iOS and Android and features the same products and resources as our website. It also offers easier access to our Credit Score Club.

The Credit Score Club offers free guides and resources on improving your credit score and growing your financial literacy. This is greatly useful in understanding how your credit rating affects your financial opportunities, and our library of credit insights and resources can help you target problem areas for improvement.

Where your credit rating falls on the scale can often dictate whether you have an easier time applying for fast loans online. SocietyOne incentivises good credit scores by offering highly competitive loan rates and terms compared to what most banks may offer.

If you’re unsure of your credit score, we offer a tool that utilises Experian’s database to provide snapshots of your current credit score. Get your credit rate today, and see what loaning opportunities are available to you.

Do I need a bank account to apply for online loans?

While not all credit providers require a bank account, it’s safer to use a bank account for fast loans online when transacting with legitimate lenders.

Bank accounts have greater financial protection as a result of highly regulated practices, which makes your finances safer than if you used digital wallets for quick online cash. You can also check your account balance online with some banks and be notified when a transaction (such as a personal loan repayment or fast cash advance) is completed or successful.

Globally, identity theft is a leading cause of credit fraud, and one way your personal information is compromised is through phishing attacks.

Phishing attacks or phishing scams are often disguised as very attractive internet loans or fast loans online. If a credit provider guarantees you fast-approved loans online without a credit review, take immediate steps to verify if they’re a legitimate credit licensee. You may be at risk of a phishing scam.

Protect your SocietyOne account from data breaches

SocietyOne will never ask you for sensitive personal information – like bank logins, credit card details, or email credentials – through email, text message, or phone call.

If you believe you’ve been contacted by suspicious elements claiming to be connected with SocietyOne, contact us immediately with screenshots, copies, or transcripts of such messages through

You may also call 1300 144 221 or 02 8397 9700 to report such activities. Our phone lines are available from Mondays to Fridays, 9.00 a.m. to 5.00 p.m. AEDT.

Award-winning credit from SocietyOne

SocietyOne is a licenced and registered credit provider that has won accolades over the years for effective and efficient fast loans online. From loan consolidation to consumer lending investments, we have and continue to diversify and improve our products and services for the thousands of clients who trust us with their credit solutions.

Living a good life is a constantly evolving process, and sometimes we need a little help. Reach your goals with credit financing and apply for a loan with us today!


Don't just take our word for it...