Personal Loans made easy

Credit made for you

Cash Loans Instant

SocietyOne / Cash Loans Instant


Award winning personal loans


Easily calculate your loan repayments

Getting a personal loan with SocietyOne is quick and easy.

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Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Cash Loans Instant

You need cash loans instant and now, but you don’t know where to start. Don’t worry – we understand where you’re coming from.

Quick loans online are often the choice many of us turn to when there’s a sudden or urgent need for funds. Whether it’s to address an emergency (like medical procedures) or essential expenses (such as getting a car fixed), credit products that offer five-minute loans or cash payday loans are a manageable financing option for many professionals and families.

It may be worth considering personal loans. You may just be surprised at how competitive the rates can be. Personal loans are seen as a less risky form of credit, but it’s not as commonly adopted as consumer products such as credit cards or buy-now-and-pay-later services.

Here are a few pointers on what to look for to get an ideal loan offer suited for your situation.

Can I still get quick loans online during the weekend?

Many credit platforms take advantage of mobile app development and build their own, through which their clients can more easily apply for a quick cash loan and access fast loan approvals. These apps require clients to register user accounts to gain access to credit information. With these apps, credit providers can expand their service beyond traditional banking hours and days, including weekends.

SocietyOne has its own mobile app, which is verified for both iOS and Android systems and is downloadable right now from either the App Store or Google Play Store.

The mobile app gives registered users all the features of our website, including the personal loan repayment and comparison rate calculators, as well as direct access to the Credit Score Club service. With the app, users can check their pending applications, ongoing loan transactions, upcoming repayments, and other SocietyOne updates relevant to their credit management. The app allows you to stay on top of your credit options while on the go.

Is it better to get quick loans online?

The answer depends on what you need.

If you plan on loaning large amounts and can dedicate time for in-depth credit checks, traditional personal loan options and credit lines from financing institutions can accommodate you. However, loans can take days or weeks before they’re approved or reviewed and often come with thorough interviews on your financial background.

If you’re on a very short deadline to come up with a reasonable amount of funds, short quick loans are readily available through online lending platforms.

The beauty of online lending platforms is that you can apply for cash loans instant at any time of day for loan payouts that can be arranged in as little as one business day – such as in SocietyOne.

At SocietyOne, our unsecured loans don’t require collateral; loanable amounts range from $5,000 minimum to $50,000 maximum and are payable in two-, three-, or five-year terms.

Meanwhile, our secured loans require collateral and have a higher loan maximum of $70,000. They also have an exclusive seven-year term option to give borrowers more flexibility with their repayments.

Keep your account safe from phishing scams

Phishing attacks or phishing scams are a leading cause of identity theft all over the world. Through such attacks, malicious persons can break into your bank account, digital wallet, or other critical online profiles.

Online banking and financing are a part of daily life for many of us, which is why it’s important to remain vigilant at all times when you apply for cash loans instant.

SocietyOne will never ask for sensitive personal information like bank account passwords or email log-ins, whether it’s through phone calls, text messages, emails, or any other form of communication.

If you’ve received any suspicious messages from persons claiming to be associated with SocietyOne, contact us immediately through email at or through phone call at either 1300 144 221 or 02 8397 9700. Our phone support is active from Mondays to Fridays, 9.00 a.m. to 5.00 p.m. AEDT.

How to choose the best quick cash loan offers?

SocietyOne offers both secured and unsecured personal loans at a more competitive interest rate compared to major banks and lending institutions. We also offer personalised loans to borrowers with strong credit profiles, which can be more competitive than what our loan rate calculators estimate. Applying for a SocietyOne cash loans instant

We have general eligibility criteria for all of our applications, with additional requirements based on the individual cash loans instant. The criteria are the following:

  • Must be at least 18 years old at the time of online application
  • A citizen or permanent resident of the country
  • Must be earning at least $30,000 per annum
  • A healthy credit profile is preferred

For applicants interested in secured quick loans, there will be additional documentary requirements asked during the application process. These include requests for any or all of the following:

  • Proof of identification (such as government-issued ID cards or passports)
  • Proof of current residence (such as utility bills or vehicle registration)
  • Proof of income (such as payslips or bank statements; Centrelink support is acceptable)

Our team asks for these documents to better customise our cash loan instant offers based on your credit score and personal preferences. Please have them ready in case they are requested.

Get started on smart credit financing with SocietyOne

SocietyOne is an award-winning credit provider that’s presented effective lending solutions to thousands of clients in the country since starting operations in 2012. A recent member of the MONEYME Group, SocietyOne has diversified into consumer lending investments, giving interested private citizens the opportunity to invest in loans via online lending products.

We’ve also concentrated our efforts on constantly improving our low-interest rate loans to better serve our client base. From holiday loans and motorbike loans to Australia student loans, we have a dedicated credit product with flexible interest rates and loan terms ready on offer. We don’t just care about your credit – we care about how it serves you.

Find your new credit partner in SocietyOne. Apply for your first personal loan with us today!


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