Personal Loans made easy

Credit made for you

Cash Loans Fast

SocietyOne / Cash Loans Fast


Award winning personal loans


Easily calculate your loan repayments

Getting a personal loan with SocietyOne is quick and easy.

Learn more

Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

Cash Loans Fast

Sometimes our circumstances require us to take on cash loans fast from loan places online. Thanks to the rise of online connectivity, there’s a wealth of choices available if you need a fast personal loan online. However, there are also criminal elements intent on scamming or otherwise compromising people’s identities for their malicious gain. One method for doing so is through phishing attacks disguised as quick online cash loans.

If you need to apply for cash loans fast, SocietyOne suggests keeping the following information in mind to keep your personal information safe.

Are there loans that approve everyone?

If your credit score is in good standing, you could be approved for most loans.

At SocietyOne, we offer unsecured loans with a floor of $5,000 and a maximum of up to $50,000 – payable for up to five years.

Depending on your needs, you may want a higher loan limit or a more competitive comparison rate. That’s where our secured loans come in – the highest amount you can borrow for secured cash loans fast is $70,000, with a maximum loan term of seven years.

If you’re looking to borrow small amounts to address cash flow interruption, such as a fast cash advance, many online lenders offer personal unsecured loans ranging from a few hundred dollars to a couple or so thousand. Quick loans that guarantee 100% approval every time regardless of credit score, however, should raise an alarm, and we’ll explain why in a moment.

How to check if fast loans online lenders are legit?

There are some key points to take note of when it comes to verifying the legitimacy of an online credit provider, especially when you’re looking for cash for loans. Here are some of the more dangerous signs.

  1. You can’t find the lender’s office address or phone number

You should take the time to do a background check on your chosen lender, even if you need the cash loans fast.

Legitimate lending platforms and credit professionals would have a physical office address or landline number that can be easily verified. If the lender has a website, their contact page should have one or the other, or both, listed for easy reference. SocietyOne maintains two customer support lines at 1300 144 221 or 02 8397 9700. Phone hours are between 9.00 a.m. to 5.00 p.m. AEDT, from Mondays through Fridays. You can also reach us through email at

  1. The online lender promises 100% cash loans fast approval, no matter your credit score

A sign of a questionable online lender is if they guarantee approval for all loans, especially for fast payday loans online, no questions asked.

As a licenced and regulated credit provider, SocietyOne’s Credit Score Tool allows our registered clients to check and review their credit standing as frequently as they deem necessary. We’ve partnered with Experian, one of the three official credit reporting agencies in Australia, to provide accurate scores to interested users.

The Credit Score Tool is a great tool that we encourage our borrowers to take advantage of, even if they’re not yet planning on a fast credit loan. A good credit score opens up more competitive loan opportunities beyond cheap easy loans.

You may also join our Credit Score Club, where members get unlimited access to exclusive information and insights that are dedicated to helping users get their credit scores back on track. If you need cash loans fast, knowing your credit score will afford you better loan terms that are favourable to you.

  1. You’re asked to pay some kind of fee before you can get your loan

Another tell-tale sign of dubious cheap online loans is when you’re required to pay first before the lender can approve your loan. They may claim that this fee is for the cash loans fast processing purposes or to lower your first repayment interest.

But consider the situation: let’s say you’re interested in a bike loan, and during the application process, they require you to send them money before they can send you the loan amount. Why would you need to provide money when you’re applying for a loan?

Legitimate credit providers for internet loans wouldn’t require such payments. At SocietyOne, you don’t even have to pay any early repayment or monthly fees; what’s indicated in the loan agreement is what you owe and are obligated to repay.

  1. They ask you for your bank log-in details or passwords

Phishing attacks disguised as simple cash loans are becoming increasingly common, which is why SocietyOne makes it clear to all of our borrowers and clients that we do not require log-in information for platforms outside of our website and mobile app. We’ll never ask you for your bank log-in details or similarly sensitive information, whether by email or text message.

If you believe you’ve been a victim of phishing or that you’ve received a suspicious SocietyOne email or text message, let us know immediately by calling either 1300 144 221 or 02 8397 9700 or emailing us directly at

What is the average repayment term for quick online cash loans?

SocietyOne offers two-, three-, and five-year terms for unsecured loans, and the same terms plus a seven-year option for secured loans. Our loan repayment calculator will automatically adjust the loan repayment estimates for your cash loans fast terms based on the type of desired loan type and amount, your preferred loan term, and your present credit history.

Turn your cash gap into a positive opportunity

Credit is a strong financial tool when utilised responsibly, and SocietyOne wants to help you manage your credit more effectively through our many award-winning finance products. From loan consolidation or quick and easy loans online to holiday loans and green loans, we’ve helped thousands of our clients seize opportunities and improve their quality of life. With SocietyOne, we can help turn this cash loans fast approval into a worthwhile endeavour.

Not all loan companies take the initiative to invest in loans for the sake of their client base. We do because we believe you deserve a fighting chance. Apply for a SocietyOne personal loan today.


Don't just take our word for it...