Personal loans
made easy

Comparison rates from 5.95% p.a.*
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PERSONAL LOANS

You're in control

Decide how much you want to borrow and pay back over a time that you choose. We never charge monthly or early repayment fees.

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Get what you need

Borrow what you need between $5k and $70k

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Quick & easy

Get a personalised rate in as little as 2 minutes.

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No ongoing fees

Never pay any monthly or early repayment fees.

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Credit score safe

Getting a quote won’t affect your credit score.

How it works

Getting a personal loan with SocietyOne is quick and easy.

Get Your Rate

In as little as 2 minutes we’ll give you a rate based on your credit profile.

Apply Online

It only takes 5 minutes for most people to complete their online application.

Get Your Funds

Once approved, we’ll have the funds in as little as 1 business day.


How our rates compare

See how our unsecured personal loan rates measure up to the big 4, Commonwealth Bank, Westpac, ANZ and NAB.

SocietyOne
from 6.95% p.a.*
ANZ
from 9.65% p.a.
CBA
from 14.60% p.a.
Westpac
from 12.21% p.a.
NAB
from 10.15% p.a.

Rates as of 15/06/2022. Excludes short term bank promotional rates.

View the fine print

Award winning personal loans

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Easily calculate your loan repayments

Getting a personal loan with SocietyOne is quick and easy.

Learn more
$/Fortnight

$5,793
Total repayment (inc. interest and fees)
$792.87
Total interest
5.95% p.a.
Example interest rate*
5.95% p.a.
Comparison rate*
CREDIT SCORE

Be in the know

Banks and lenders know your credit score, and so should you. Find out about your score, how it all works and how you can improve it.

Unlimited Access

Track Your Progress

Improve Your Score

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Don't just take our word for it...

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Resource Centre


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Jul 4th, 2022

What are the new credit reporting rules for financial hardship?

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Mar 27th, 2022

How a personal loan can help you when you need it

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5 things to do before you apply for a personal loan
Personal Finance

Mar 9th, 2022

5 things to do before you apply for a personal loan

Read Article