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24/7 Cash Loans

SocietyOne / 24/7 Cash Loans


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Getting a personal loan with SocietyOne is quick and easy.

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Total repayment (inc. interest and fees)
Total interest
8.20% p.a.
Example interest rate*
8.27% p.a.
Comparison rate*

24/7 Cash Loans

24/7 cash loans are among the best financing options you can go for when you need money immediately. Loans typically take weeks or even months to get approved, but when you urgently need funds for an emergency expense, waiting is not an option. You may need money to buy groceries while waiting for your next payday or additional shopping funds when you don’t want to touch your savings. Instant cash loans 24/7 services provide a lifeline for emergencies, but you can also take advantage of them to free your cash flow while getting the things you want at the same time; it’s a good idea to invest in loans. 24-hour loans are loans that get approved fast, and the money can be in your account within one business day. If you need a quick loan, SocietyOne can help you.

SocietyOne makes applications for personal loans – including 24/7 cash loans – easy via our digital finance platform. From application to tracking your repayments, our platform makes sure everything is accessible and convenient for you from start to finish. Because our process takes place entirely online, you can apply for a loan whenever you need to and from wherever you are in Australia.

Many people fear getting loans even when they really need them because of the stigma that loans will drown you in debt and ruin you financially, but this is not true. You will only get a bad loan experience if you dive into one without fully understanding what your responsibilities are. Before getting 24-hour cash advance loans, first, learn about whether you are eligible to apply, how much you can borrow, and how you can apply for them.

What are the eligibility criteria for a 24/7 cash loan?

The eligibility criteria for emergency cash loans 24/7 services differ from lender to lender, so make sure to check out the requirements of the loan companies on their websites or enquire from them directly. If you plan to avail of the instant loans online 24/7 service of SocietyOne, you should meet our lending criteria:

  1. Borrowers need to be at least 18 years old and be Australian citizens or permanent residents of Australia.
  2. Borrowers should have a per annum income of at least $30,000.
  3. Borrowers should have a good credit profile.

To check your credit score, you can visit the SocietyOne platform and view your score for free. You will also get useful insights for your credit score and get access to tips that can help you improve your credit rating to help you get better chances at getting your 24/7 cash loans approved. On the SocietyOne platform, you can also track the progress of your credit score and get unlimited access so you can check your score as often as you want to.

How much can I borrow through a 24/7 cash loan?

Like most types of personal loans, the amount you can borrow through 24/7 cash loans depends on your credit score and how much the lender allows you to borrow. It also depends on the type of loan you are getting. With SocietyOne, we offer two types of loans: unsecured or secured personal loan. An unsecured loan allows you to borrow up to $50,000 with loan terms of two, three, or five years. If you have an eligible asset, such as a car, that could be used as collateral, you can apply for a secured personal loan, which means you could borrow up to $70,000 for loan terms up to two, three, five, or seven years.

As long as you are eligible for the loans, you can choose the amount you need to borrow to afford what you need to buy. However, make sure your financial situation will let you fulfill your loan obligations, such as the monthly repayments and the additional charges, comfortably.

How to apply for a 24/7 cash loan?

To avail of 24/7 cash loans in Australia, be ready to supply the following requirements to your lender:

  1. Documents showing your personal details such as your name, address, and date of birth. Government-issued documents such as your driver’s license or passport can be used as proof of identity.
  2. Utility bills or any other valid documents that show proof of your address in the country
  3. Payslips, bank statements, and other documents that can serve as your proof of income
  4. Documents disclosing your other existing debts or loans

The same requirements are needed if you intend to apply for 24/7 cash loans through SocietyOne. If you are applying for a secured loan, you will have to provide details of your asset such as proof of your ownership over it. To send an online loan application, create a SocietyOne account, which only takes about a minute or so to complete. Check your credit score on our platform to see if you are eligible for a loan and complete the application form with the necessary information. Submit your application and wait for its approval; you may track your loan application status via our platform as well. Once your loan is approved, you can get the money in your account within one business day.

Aside from instant cash loans, SocietyOne also offers other kinds of personal online loans such as a loan for renovation, a loan for students, a wedding loan, and many more.

Check your credit score and apply for 24/7 cash loans with SocietyOne now. Download the SocietyOne app for better, more convenient online access to your loans!


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