SIMPLY A BETTER WAY...

A HIGHER RATE WHEN YOU WANT IT. A LOWER RATE WHEN YOU NEED IT...

LOAN RATES FROM
COMPARISON RATE

11.05% p.a*
12.77% p.a*
Simple set up & registration
One off set up fee
Loans up to $30,000
Fixed repayments
No monthly service fees

Apply NowLearn More

WANT TO INVEST
RETURNS FROM

10%p.a**

Direct market participation
Diversify your investment portfolio
Flexibility to select your investment terms

Get StartedLearn More

   
In this interview with SocietyOne Co-Founder and CEO Matt Symons, the AFR reports on how peer-to-peer lending can radically reshape the personal credit market through a more equitable pricing model. 
 
   
According to Peter Renton, SocietyOne May Be the Most Innovative P2P Lender on the Planet. In this review, he offers a global perspective on SocietyOne's efforts to innovate and reinvent the personal loan.

SIMPLY A BETTER WAY

By empowering consumers and lowering transaction costs, online marketplaces have transformed a range of traditional industries including consumer retail, travel and entertainment. SocietyOne is a peer-to-peer lending platform that intends to revolutionise the consumer lending market by offering borrowers a better deal and providing commensurate returns for investors.

By removing the costs and redundancies in the traditional banking sector we’re able to effectively connect borrowers and investors, passing on those savings in the form of a better rate for everyone involved.

HOW MUCH COULD YOU SAVE?

Planning the trip of a lifetime, found the car you want or just want to stop the juggling of multiple repayments? A SocietyOne unsecured personal loan can make your dream a reality and could save you money over the life of your loan.

At SocietyOne we offer a low interest rate from 11.05%p.a. (12.77% p.a. comparison rate) and a one-off set up fee. To see how much you could save use our switch calculator.

To help you make the switch as easy as possible, apply today!


WHAT OUR CUSTOMERS ARE SAYING


 “I completed the entire process online, it was the simplest process I’ve ever experienced …….I’ve already recommending SocietyOne to my friends and family.”
Doug, VIC

"What an awesome service……. Fantastic……I couldn't help but press the finalise button this morning!!"
Jak, SA 

 

“It’s a revolution in consumer lending"

- MATT SYMONS
SOCIETYONEHOW IT WORKS


Macquarie Bank Ltd - Providing Transactional Banking and Payment Processing Services


IronBark Asset Management - Australian Financial Services License Holder


ClearMatch™ - Providing P2P Lending and Investment Software to the industry


Veda Advantage - Providing Credit Reporting Services and Customer Scoring Data


GreenID - Electronic Identity Verification for all SocietyOne registered account holders


Perpetual is a leading provider of trustee, custodial and transaction support services

*This comparison rate is based on a $10,000 Unsecured Personal Loan for a three year term.
WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate, but may influence the cost of the loan.
A Comparison Rate Schedule is available at our office or view it online Comparison Rate Schedule.
SocietyOne Fees.

**This investor targeted return rate is calculated before tax and based on an optimal allocation by the Trustee to invest across a range of different credit grades with a weighted average interest rate of no less than 13.14%p.a., less Trustee fees and expenses of 1.25%p.a. and assuming the borrowers comply with all repayment of principal and interest payments with no impairment, provisioning or write-off of loans.  Actual returns may be less or may not arise.  SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the return of capital repayment from the SocietyOne P2P Lending Trust.  Past performance is not an indicator of future performance.

Any advice contained in this website is general advice only and has been prepared without considering your objectives, financial situation or needs. You should not rely on any advice contained in this website and before making any investment decision we recommend that you consider whether it is appropriate to your situation and seek appropriate financial, taxation and legal advice. Information on this website is intended for residents of Australia only.

SocietyOne Australia Pty Ltd does not guarantee any particular rate of return or the performance of any investment, nor do they guarantee the repayment of capital from the SocietyOne P2P Lending Trust.

Your Privacy Is Protected. When you register with SocietyOne either as a borrower or investor, your privacy is our priority.  SocietyOne adheres to a Privacy Policy standard similar to any Financial Service Provider. Your unique username, provides you anonymity to the general public.  Investors can only view limited borrower information necessary for making an investment decision and to ensure compliance with applicable laws and no Personal Identification Information is shared. read more...